Which mechanical breakdown cover does 4Guys Autobarn offer?

We offer mechanical breakdown cover through two established New Zealand providers, Provident and Autosure. Which one we recommend depends on your vehicle's age, kilometres, and whether it is petrol, diesel, hybrid or EV. Our team can talk you through the options when you buy.

What is the difference between Provident and Autosure cover?

Provident's Classic Cover suits standard petrol and diesel vehicles up to 16 years old or 225,000km, with Hybrid Shield and EV Shield options for hybrid and electric vehicles. Autosure offers Smart Cover and Extreme Plus tiers with $5,000 or $10,000 claim limits, available across petrol, diesel, hybrid and EV vehicles. Both include parts, labour and roadside assistance benefits. We can compare the two against your vehicle.

How is mechanical breakdown cover different from car insurance?

Car insurance covers accidental damage, theft and third-party liability. Mechanical breakdown cover, sometimes called a mechanical warranty, instead helps pay for repairs when a covered mechanical or electrical part fails unexpectedly. Many customers choose to have both.

How much does it cost, and is it worth it?

Cost depends on the provider, the tier of cover, your vehicle's age and kilometres, and the term you choose. We can get you a specific quote from Provident or Autosure for your vehicle. Whether it is worth it comes down to how much peace of mind you want against an unexpected repair bill.

Can I add mechanical breakdown cover to my finance?

Yes, in many cases the cost of your cover can be included in your finance application. Ask our team when you apply for finance or request a quote.

What is not usually covered?

Both providers exclude pre-existing faults, general wear and tear, routine servicing, and damage from accidents or misuse. Provident and Autosure each set out their specific inclusions and exclusions in the policy document, which we recommend reading before you decide.

Mechanical Breakdown Insurance NZ | Used Car Warranty | 4Guys Autobarn

A used vehicle is a great way to get more car for your money, but any mechanical part can fail. That is why 4Guys Autobarn offers mechanical breakdown cover through two trusted New Zealand providers, Provident and Autosure, so you can add optional protection against unexpected repair bills.

This page explains how both providers work in plain language, so you can decide whether cover suits you before you buy from 4Guys Autobarn in Hamilton.

Our Two Cover Providers

We work with Provident and Autosure because between them they cover a wide range of vehicles, ages and budgets. Our team can help you compare both against your specific vehicle.

Provident

Classic Cover

Suits standard petrol and diesel vehicles up to 16 years old or 225,000km, with a $5,000 claim limit and terms of 12, 24 or 36 months.

Hybrid Shield and EV Shield

Cover for hybrid and electric vehicles up to 12 years old or 130,000km, with an unlimited overall claim limit and a $10,000 battery limit.

21-Day Money-Back Guarantee

Change your mind within 21 days for a full refund, provided you have not made a claim. Optional NZRA roadside assistance is also available.

Autosure

Smart Cover and Extreme Plus

Two tiers with $5,000 or $10,000 maximum claim limits, covering parts and labour over terms from 1 to 4 years.

24/7 AA Roadside Assistance

Includes towing, and on Extreme Plus, repatriation cover up to $500 and accommodation or travel cover up to $1,500.

All Fuel Types Covered

Available across petrol, diesel, hybrid and EV vehicles, underwritten by Autosure Insurance Limited.

What Is Usually Covered

Cover is usually organised by vehicle system. Depending on the provider and tier you choose, the systems protected can include:

Engine and cooling
Gearbox or transmission
Drive train, including differentials and driveshafts
Fuel system
Steering and suspension
Brakes
Electrical components and air conditioning
Hybrid and EV high voltage battery, on eligible Provident and Autosure policies

Higher tiers of cover generally protect more systems and offer higher claim limits. Cover, limits and exclusions depend on the policy, and the full details are always set out in the Provident or Autosure policy document. Read it before you decide.

How to Add Cover

Choose Your Vehicle

Find a vehicle in our range and tell us you would like to know about mechanical breakdown cover.

Compare Provident and Autosure

We will show you what Provident and Autosure offer for your vehicle so you can choose the cover that suits you. You can also request cover with a finance quote.

Drive With Confidence

If a covered part fails, contact your policy provider, Provident or Autosure, before any repair work starts, as the policy will set out.

More Ways to Protect Your Purchase

Mechanical breakdown cover is one part of protecting your vehicle. You can also look at car insurance, and read how we look after compliance and vehicle checks before a car is sold. If you would like to talk it through, our team is happy to help.

Mechanical Breakdown Cover FAQs

We offer mechanical breakdown cover through two established New Zealand providers, Provident and Autosure. Which one we recommend depends on your vehicle's age, kilometres, and whether it is petrol, diesel, hybrid or EV. Our team can talk you through the options when you buy.
Provident's Classic Cover suits standard petrol and diesel vehicles up to 16 years old or 225,000km, with Hybrid Shield and EV Shield options for hybrid and electric vehicles. Autosure offers Smart Cover and Extreme Plus tiers with $5,000 or $10,000 claim limits, available across petrol, diesel, hybrid and EV vehicles. Both include parts, labour and roadside assistance benefits. We can compare the two against your vehicle.
Car insurance covers accidental damage, theft and third-party liability. Mechanical breakdown cover, sometimes called a mechanical warranty, instead helps pay for repairs when a covered mechanical or electrical part fails unexpectedly. Many customers choose to have both.
Cost depends on the provider, the tier of cover, your vehicle's age and kilometres, and the term you choose. We can get you a specific quote from Provident or Autosure for your vehicle. Whether it is worth it comes down to how much peace of mind you want against an unexpected repair bill.
Yes, in many cases the cost of your cover can be included in your finance application. Ask our team when you apply for finance or request a quote.
Both providers exclude pre-existing faults, general wear and tear, routine servicing, and damage from accidents or misuse. Provident and Autosure each set out their specific inclusions and exclusions in the policy document, which we recommend reading before you decide.

Apply for Finance Ask About Cover